MMOexp -EA FC 25 Ultimate Team: Fastest Way to a 98-Rated Squad
Posted: Fri Jul 18, 2025 10:05 am
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In the highly competitive world of EA FC 25 Ultimate Team, reaching a 98-rated squad is a monumental achievement that many players aspire to but few manage to accomplish. With EA Sports continually updating player ratings, introducing new cards, and refreshing chemistry systems, assembling the first-ever 98-rated team requires meticulous planning, a keen eye for meta players, and smart resource management. This article will guide you through the critical steps, top players, EA FC 25 Coins and strategies to build your own 98-rated Ultimate Team in EA FC 25.
Understanding the Importance of Team Rating
The overall team rating in Ultimate Team is a key metric that reflects the collective quality of your squad. Higher-rated teams typically feature players with better stats, superior in-game performances, and more impactful abilities. However, a high team rating alone does not guarantee success on the pitch — chemistry, player roles, and playstyle compatibility are equally essential. Still, achieving a 98 overall rating signals that your team is among the elite in the game.
How Team Rating Is Calculated
Team rating in EA FC 25 is the weighted average of the individual ratings of the 11 players on the pitch. Factors such as player position, preferred foot, and chemistry style can slightly influence a player's effective rating. Upgrading key positions with higher-rated cards naturally pushes your overall rating upwards.
With the introduction of Shapeshifter cards and dynamic player upgrades in FC 25, building a 98-rated squad is more feasible than before. These cards can temporarily boost stats or provide dual-position eligibility, giving you added flexibility in lineup construction.
Core Principles for Building a 98-Rated Team
1. Prioritize High-Impact Positions
Certain positions affect your team's rating more significantly, especially the goalkeeper, center backs, central midfielders, and strikers. These positions usually have higher base ratings and more card variations, including special versions that can boost ratings significantly.
For instance, investing in a 98-rated or higher goalkeeper like Thibaut Courtois or a high-rated striker such as Kylian Mbappé can lift your team rating substantially. Defensive stability combined with explosive attacking options creates a balanced squad ready for high-level play.
2. Maximize Chemistry Without Compromising Rating
Chemistry remains crucial in FC 25 — players perform best when they are deployed in their preferred positions and linked well with teammates from the same club, league, or nation. However, sometimes compromising a little on chemistry to accommodate a higher-rated player is worthwhile if that player significantly boosts your overall rating.
Using Shapeshifter cards with flexible positions or loyalty boosts from long-term usage can help mitigate chemistry issues. For example, a Shapeshifter midfielder with dual roles in central and attacking midfield can slot into your formation seamlessly without sacrificing links.
3. Take Advantage of Dynamic Upgrades and SBCs
FUT Squad Building Challenges (SBCs) remain a powerful tool to unlock higher-rated cards. Special events like Team of the Week (TOTW), Team of the Season (TOTS), and FUT Fantasy promotions frequently release high-rated players that can be added to your squad.
Moreover, players can earn dynamic upgrades during the season based on real-life performances, which can push their ratings into the high 90s. Keeping an eye on these upgrades and acquiring players early can give you an edge in assembling your 98-rated team.
Building Your 98-Rated Squad: Position-by-Position Breakdown
Goalkeeper (GK)
A strong goalkeeper foundation is essential. Consider investing in high-rated legends or current top-tier keepers. Gianluigi Donnarumma or Alisson Becker are excellent choices, both boasting ratings above 90 with special card versions exceeding 95.
Defense
Center Backs (CB): Aim for elite defenders like Virgil van Dijk, Rúben Dias, or Matthijs de Ligt who have ratings in the mid to high 90s. Their pace, tackling, and physical stats contribute greatly to team balance.
Fullbacks (LB/RB): Players like Alphonso Davies and Trent Alexander-Arnold combine pace and attacking support, plus high ratings on special cards.
Midfield
Central Midfielders (CM/CDM/CAM): This is arguably the most flexible and impactful area. Kevin De Bruyne, N’Golo Kanté, and Jude Bellingham can offer a mix of creativity, stamina, and defense.
Utilizing Shapeshifters here can provide players with multiple position eligibility and boosted stats, enhancing your team’s rating.
Attack
Wingers (LW/RW): Pace and dribbling are king here. Players like Vinícius Jr. and Raheem Sterling in their high-rated forms can elevate your squad rating.
Striker (ST): Your primary goal scorer should be someone like Kylian Mbappé, Erling Haaland, or Karim Benzema, especially in special card forms such as FUT Fantasy or TOTY.
Chemistry Style and Boosts
To complement your high-rated squad, apply chemistry styles tailored to player roles. For example, apply Hunter on pace-reliant forwards or Anchor on defenders to balance pace, defense, and physical stats.
Additionally, use loyalty and manager boosts to enhance chemistry and unlock slight rating improvements.
Budget and Trading Tips
Building a 98-rated squad is costly, especially early in the season. Smart trading can make a difference:
Invest in players early who have the potential for upgrades.
Flip SBC rewards and rare cards in the market.
Use tokens and pack openings during promotions to hunt for high-rated cards.
The Final Step: Testing and Tweaking
Once your 98-rated squad is assembled, testing it in various modes like Division Rivals or FUT Champions is crucial. Sometimes a slightly lower-rated player with better chemistry or playstyle fit can outperform a higher-rated but less compatible card.
Iterate based on gameplay feedback, and keep an eye on new player releases or upgrades to further push your rating and team performance.
Conclusion
Building the first 98-rated Ultimate Team in EA FC 25 is a challenging but highly rewarding pursuit. It requires a balance of high-rated player acquisition, chemistry optimization, and smart resource management. By prioritizing key positions, leveraging dynamic cards like Shapeshifters, and staying active in SBCs and the transfer market, you can assemble a squad that not only dazzles with its rating but also dominates on the pitch.
With perseverance, tactical insight, and a bit of luck, your dream 98-rated buy EA FC 25 Coins Ultimate Team is within reach. Now, get out there and start building your legacy!
Members
0
Posted just now
In the highly competitive world of EA FC 25 Ultimate Team, reaching a 98-rated squad is a monumental achievement that many players aspire to but few manage to accomplish. With EA Sports continually updating player ratings, introducing new cards, and refreshing chemistry systems, assembling the first-ever 98-rated team requires meticulous planning, a keen eye for meta players, and smart resource management. This article will guide you through the critical steps, top players, EA FC 25 Coins and strategies to build your own 98-rated Ultimate Team in EA FC 25.
Understanding the Importance of Team Rating
The overall team rating in Ultimate Team is a key metric that reflects the collective quality of your squad. Higher-rated teams typically feature players with better stats, superior in-game performances, and more impactful abilities. However, a high team rating alone does not guarantee success on the pitch — chemistry, player roles, and playstyle compatibility are equally essential. Still, achieving a 98 overall rating signals that your team is among the elite in the game.
How Team Rating Is Calculated
Team rating in EA FC 25 is the weighted average of the individual ratings of the 11 players on the pitch. Factors such as player position, preferred foot, and chemistry style can slightly influence a player's effective rating. Upgrading key positions with higher-rated cards naturally pushes your overall rating upwards.
With the introduction of Shapeshifter cards and dynamic player upgrades in FC 25, building a 98-rated squad is more feasible than before. These cards can temporarily boost stats or provide dual-position eligibility, giving you added flexibility in lineup construction.
Core Principles for Building a 98-Rated Team
1. Prioritize High-Impact Positions
Certain positions affect your team's rating more significantly, especially the goalkeeper, center backs, central midfielders, and strikers. These positions usually have higher base ratings and more card variations, including special versions that can boost ratings significantly.
For instance, investing in a 98-rated or higher goalkeeper like Thibaut Courtois or a high-rated striker such as Kylian Mbappé can lift your team rating substantially. Defensive stability combined with explosive attacking options creates a balanced squad ready for high-level play.
2. Maximize Chemistry Without Compromising Rating
Chemistry remains crucial in FC 25 — players perform best when they are deployed in their preferred positions and linked well with teammates from the same club, league, or nation. However, sometimes compromising a little on chemistry to accommodate a higher-rated player is worthwhile if that player significantly boosts your overall rating.
Using Shapeshifter cards with flexible positions or loyalty boosts from long-term usage can help mitigate chemistry issues. For example, a Shapeshifter midfielder with dual roles in central and attacking midfield can slot into your formation seamlessly without sacrificing links.
3. Take Advantage of Dynamic Upgrades and SBCs
FUT Squad Building Challenges (SBCs) remain a powerful tool to unlock higher-rated cards. Special events like Team of the Week (TOTW), Team of the Season (TOTS), and FUT Fantasy promotions frequently release high-rated players that can be added to your squad.
Moreover, players can earn dynamic upgrades during the season based on real-life performances, which can push their ratings into the high 90s. Keeping an eye on these upgrades and acquiring players early can give you an edge in assembling your 98-rated team.
Building Your 98-Rated Squad: Position-by-Position Breakdown
Goalkeeper (GK)
A strong goalkeeper foundation is essential. Consider investing in high-rated legends or current top-tier keepers. Gianluigi Donnarumma or Alisson Becker are excellent choices, both boasting ratings above 90 with special card versions exceeding 95.
Defense
Center Backs (CB): Aim for elite defenders like Virgil van Dijk, Rúben Dias, or Matthijs de Ligt who have ratings in the mid to high 90s. Their pace, tackling, and physical stats contribute greatly to team balance.
Fullbacks (LB/RB): Players like Alphonso Davies and Trent Alexander-Arnold combine pace and attacking support, plus high ratings on special cards.
Midfield
Central Midfielders (CM/CDM/CAM): This is arguably the most flexible and impactful area. Kevin De Bruyne, N’Golo Kanté, and Jude Bellingham can offer a mix of creativity, stamina, and defense.
Utilizing Shapeshifters here can provide players with multiple position eligibility and boosted stats, enhancing your team’s rating.
Attack
Wingers (LW/RW): Pace and dribbling are king here. Players like Vinícius Jr. and Raheem Sterling in their high-rated forms can elevate your squad rating.
Striker (ST): Your primary goal scorer should be someone like Kylian Mbappé, Erling Haaland, or Karim Benzema, especially in special card forms such as FUT Fantasy or TOTY.
Chemistry Style and Boosts
To complement your high-rated squad, apply chemistry styles tailored to player roles. For example, apply Hunter on pace-reliant forwards or Anchor on defenders to balance pace, defense, and physical stats.
Additionally, use loyalty and manager boosts to enhance chemistry and unlock slight rating improvements.
Budget and Trading Tips
Building a 98-rated squad is costly, especially early in the season. Smart trading can make a difference:
Invest in players early who have the potential for upgrades.
Flip SBC rewards and rare cards in the market.
Use tokens and pack openings during promotions to hunt for high-rated cards.
The Final Step: Testing and Tweaking
Once your 98-rated squad is assembled, testing it in various modes like Division Rivals or FUT Champions is crucial. Sometimes a slightly lower-rated player with better chemistry or playstyle fit can outperform a higher-rated but less compatible card.
Iterate based on gameplay feedback, and keep an eye on new player releases or upgrades to further push your rating and team performance.
Conclusion
Building the first 98-rated Ultimate Team in EA FC 25 is a challenging but highly rewarding pursuit. It requires a balance of high-rated player acquisition, chemistry optimization, and smart resource management. By prioritizing key positions, leveraging dynamic cards like Shapeshifters, and staying active in SBCs and the transfer market, you can assemble a squad that not only dazzles with its rating but also dominates on the pitch.
With perseverance, tactical insight, and a bit of luck, your dream 98-rated buy EA FC 25 Coins Ultimate Team is within reach. Now, get out there and start building your legacy!